Grants and preferential loans for condominiums: how to make an apartment building energy independent in 2026

At a time when power outages are becoming a part of everyday life, many condominiums are looking for real tools to protect their residents. The good news: the state offers comprehensive support - grants of up to 70% of the cost of equipment and soft loans at 0-7%. Condominiums and housing cooperatives can receive both types of assistance at the same time. This means that you can install solar panels, energy storage, heat pumps or generators and significantly reduce costs.

The program operates through the Energy Efficiency Fund ("GreenDIM") and the state credit initiative "5–7–9%. Below is a detailed but simple analysis of how to take advantage of this opportunity.

Grants from the Energy Efficiency Fund: compensation up to 70%

Through the GreenDIM program, condominiums can recover part of the costs of energy equipment. Compensation depends on the type of equipment:

• Solar power plants (SPPs), energy storage systems and heat pumps — up to 70% of the cost.
• Generators — up to 50% of the cost.

Maximum grant amounts:

• Generator - up to UAH 1 million.
• Solar power plant — up to 4 million UAH (for buildings with an area of up to 8,000 m² — up to 2 million UAH).
• Energy storage system — up to 4 million UAH (for smaller houses — up to 2 million UAH).
• Heat pump - up to 2 million UAH.

This is a real opportunity to make a home less dependent on centralized networks. Elevators, pumps, entrance lighting, and fire safety systems will work even during blackouts.

Soft loan "5–7–9%": financing what the grant will not cover

If the grant is not enough, you can take out a loan from 43 partner banks. The conditions are as comfortable as possible:

• The amount is up to 3 million UAH.
• Term - up to 3 years.
• Rates:
  • 1st year — 0%.
  • 2nd year — 5%.
  • 3rd year — 7%.

The loan is an ideal complement to the grant: it covers exactly that part of the cost that the state does not compensate for. Thus, the condominium association can finance almost the entire project without large out-of-pocket expenses.

The loan rate can range from 0% to 7% depending on the terms of the program and the partner bank .

What equipment can be purchased?

The program allows you to install:

• Solar power plants.
• Energy storage systems (batteries).
• Heat pumps.
• Generators.

The main thing is that the equipment should work exclusively for home needs, not for commercial purposes.

Who can apply and what are the conditions?

• Condominiums or condominiums registered under Ukrainian law.
• Open an account with a partner bank.
• Decision of the general meeting of co-owners or the board of directors on participation in the program.
• Own contribution: 50% for a generator or 30% for solar power plants, storage tanks or heat pumps.

Step-by-step instructions: how to get a grant and loan

1. Hold a meeting of co-owners and make decisions.
2. Choose a partner bank (list on the website energycredit.bdf.gov.ua/for-osbb).
3. Submit your first application to the Energy Efficiency Fund at eefund.org.ua/greendim. The Fund reviews documents within 5 business days.
4. Once approved, purchase the equipment and perform the installation.
5. Submit a second completion request.
6. Receive compensation to your account within 7 business days.

For a loan, contact your chosen bank directly. If your bank is not a partner of the Fund, simply open an account with one that is on the list of GreenDIM partners.

Why you should act now

The program allows you to combine a grant and a loan, which makes the project affordable even for small condominiums. Residents receive stable electricity, working elevators, and lower utility bills in the future. And the house becomes modern and attractive to new apartment owners.

If you are the head of an apartment building association or an active co-owner, start by checking the Energy Efficiency Fund website (eefund.org.ua/greendim) and discuss the issue at your next meeting. Time works for those who act quickly.

The source of information is official announcements of the Ministry of Community and Territorial Development of Ukraine. The conditions may be updated, so always check the current details on the Fund's website before submitting documents.

Are you ready to make your home energy-independent? Write in the comments where you plan to start — with a generator or immediately with a solar station. We'll help you figure out the details!